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Wilky
Banned
United Kingdom
6,198 posts
Joined: Mar, 2008
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 Posted - 2009/08/01 : 11:26:57
surely this cant be legit, has to be a scam
check out the APR as big as can be lmao
www.all-about-payday-loans.co.uk/
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Edited by - Wilky on 2009/08/01 11:34:06 |
Underloop
Advanced Member
United Kingdom
3,895 posts
Joined: Mar, 2002
91 hardcore releases
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Posted - 2009/08/01 : 14:35:37
Well yeah, you'd have to be pretty desperate to take one out, but that is exactly who they are aimed at; people with poor credit ratings looking for a short term loan to see them over until pay day. If you have a reasonable credit rating then you would be better off having an overdraft to act as a buffer.
Loan companies get away with charging the extortionate APR because they are taking a huge risk on people with no credit rating.
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Wilky
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United Kingdom
6,198 posts
Joined: Mar, 2008
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Posted - 2009/08/01 : 14:38:53
thats the biggest ever APR i've ever seen. im pretty desperate for a loan but they can go and screw themselves.. my credit score is pretty ****ed to say the least
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whispering
Moderator
Finland
8,455 posts
Joined: Nov, 2002
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Posted - 2009/08/01 : 20:19:57
We have similar things here, one sms message and you get a loan. Though their making new laws to make it harder to get them now...
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Hard2Get
Advanced Member
United Kingdom
12,837 posts
Joined: Jun, 2001
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Posted - 2009/08/01 : 21:03:17
I don't really see the problem, they are offering you a service that no one else will give you, and at a very high risk to themselves. If you don't want to pay the interest then don't have the money, they aren't making you do it. They certainly don't owe you the service and nor does anyone else.
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Edited by - Hard2Get on 2009/08/01 21:03:36 |
TheOneNOnly
Advanced Member
United States
1,937 posts
Joined: Oct, 2008
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Posted - 2009/08/02 : 02:19:22
quote:
Originally posted by Hard2Get:
I don't really see the problem, they are offering you a service that no one else will give you, and at a very high risk to themselves. If you don't want to pay the interest then don't have the money, they aren't making you do it. They certainly don't owe you the service and nor does anyone else.
"Buyer beware"
You agree to their terms, so they can charge you what the ever the hell they want.
It's a risk to you, and them.
Would you lend some one large amounts of money, that have bad credit, and not expect a pretty big come back from that?
Trust in business like this isn't earned, it's bought.
I'll give you the money, but you have to pay me back...big time.
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